Home Warranty vs. Homeowner Insurance
A home warranty is a one year renewable service contract that covers the repairs or replacement of many of the most frequently occurring breakdowns of home system components and appliances.
A homeowner or hazard insurance is a type of property insurance that covers private homes. It requires that at least one of the named insured occupies the home. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use, or loss of other personal possession of the homeowner, as well as liability insurance for accidents that may happen at the home.
So don't just cross your fingers and hope nothing will break down due to normal wear and tear…read more about home warranties from American Home Shield®.